The mortgage crisis has not only affected lenders - even retailers of home furnishings and electronics will suffer as home sales decline says Fowler White Boggs Banker's John D. Emmanuel in our series of chats with high-profile bankruptcy lawyers.

Q: Outside your own firm, can you name one bankruptcy professional who's impressed you and tell us why?

A: Penn Nicholson with Powell Goldstein in Atlanta, GA. He has a wealth of experience and is adept at focusing on the one or two issues in a case that really make the difference.